Juan Barraza Mortgage

VA Loans

VA Loans are mortgage loans issued by approved lenders and guaranteed by the U.S. Department of Veterans Affairs. The program was created in 1944 by the United States government in order to help returning service members purchase a home without needing a downpayment or excellent credit. The VA loan program is in place to assist veterans, active duty military members and their families purchase homes or refinance their existing mortgages.


The VA Home Loan program is very important to service members. Recently, lenders nationwide have tightened their requirements in the wake of the housing market collapse, which makes the VA Loan a lifeline for military homebuyers, many of whom find difficulty when faced with high credit standards and downpayment requirements.

Contact me today to see if you qualify for a VA loan. Your Burbank mortgage lender.